What We Do

Our Mission

The Sellgren Financial Group provides sophisticated investment planning and investment advice to conservative investors of all ages. Our aim is to provide a thorough analysis of a client's existing financial position, to assist in developing appropriate strategies for meeting financial goals and to provide regular, rigorous monitoring of progress toward those goals.

We believe in using plain english to help clients understand their investments and their financial situation. We believe that clients place their trust in us because we do what we say we will do. We genuinely care about the well-being of our clients in all areas of their lives.

Areas of Specialization

• Retirement planning - Utilizing tools such as Envision, we will help you visualize your financial future. We will help you determine how much you need to retire comfortably, identify the sources of income that will be necessary, and then help you manage your assets before and during retirement.

• Tax management* - Help make sure your portfolio is tax-efficient. Develop tax saving investment strategies. Refer you to qualified tax specialists as necessary.

• Estate planning* - Working with our estate-planning and trust specialists to review your wills and trusts, help preserving your estate for your intended heirs, help with beneficiary designations, reduce potential exposure to estate taxes and probate costs and coordinate with your tax and legal advisors.

• Charitable Gift Planning - Help analyze the most effective and efficient way to benefit the not-for-profit organizations of your choice. Gifting of highly appreciated securities, utilizing Charitable Remainder Trusts, and Donor Advised Trusts are a few of the strategies that you may want to learn more about.

• Education funding - Recommending investment and accumulation strategies to help you pay for your children's education. These may include Educational Savings Accounts or 529 College Savings Plans.

• Risk management - Help you understand and manage the risk in your portfolio is one aspect of risk management, but help is available in other areas as well. We will review existing insurance policies. We will analyze the need for insurance to help reduce the financial impact of Estate Taxes or Long Term Health Costs or Survivorship.

• Investments - Determining your asset-allocation needs. Helping you understand your risk tolerance. We will utilize state of the art portfolio management techniques including individual stock and bond securities, open-end and closed-end mutual funds, annuities, and alternative investments not highly correlated with traditional equity and bond markets as appropriate for your situation.

 • Employee and executive benefits - Helping your business attract and retain qualified employees through benefit packages. 401(k)/SIMPLE IRA/Profit Sharing Plans as well as Deferred Compensation Plans.

*Wachovia Securities does not provide tax or legal advice. Please consult with your tax and legal advisors before taking any action that may have tax consequences.